Personal Finance tips
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Updated: Coronavirus and your finances
This blog was updated on 1st April 2021. Update: We’re still here if you need us We understand that many of our customers’ finan...
Zopa and credit searches: everything you need to know
If you’re reviewing your credit file and can see ‘Zopa’ on there, you might be wondering why. To help clear things up, here’s a ...
How can I improve my Borrowing Power?
The great thing about Borrowing Power is that it doesn’t just show you your rating today, but also empowers you to improve it by...
What the new peer-to-peer regulations mean for you
In June 2019, the Financial Conduct Authority’s (FCA) released its final review of peer-to-peer (P2P) platforms and introduced a...
Know your Borrowing Power: What’s an APR?
If you need a loan or a credit card, how do you judge which one is best for you? While there are a number of factors you might w...
Know your Borrowing Power: Affordability and your disposable income
You may feel confident that you can easily pay back a loan or mortgage, but whoever you are asking to borrow from will want to m...
Know Your Borrowing Power: Credit usage explained
When lenders look assess whether they want to lend to you, part of the decision involves looking at how well you are borrowing m...
Know Your Borrowing Power: Credit scores explained
If you were to lend someone a significant amount of money, you’d want a rough idea of how likely they were to repay you, right? ...
What the new P2P regulations mean for Zopa investors
You may have seen that the Financial Conduct Authority (FCA) just announced new regulations which will cover peer-to-peer (P2P) ...
5 tips to keep your information safe
Whether we're shopping, registering for services, or managing accounts, we provide vendors with personal and information about o...
