Personal Finance tips
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Know your Borrowing Power: Affordability and your disposable income
You may feel confident that you can easily pay back a loan or mortgage, but whoever you are asking to borrow from will want to m...
Know Your Borrowing Power: Credit usage explained
When lenders look assess whether they want to lend to you, part of the decision involves looking at how well you are borrowing m...
Know Your Borrowing Power: Credit scores explained
If you were to lend someone a significant amount of money, you’d want a rough idea of how likely they were to repay you, right? ...
What the new P2P regulations mean for Zopa investors
You may have seen that the Financial Conduct Authority (FCA) just announced new regulations which will cover peer-to-peer (P2P) ...
5 tips to keep your information safe
Whether we're shopping, registering for services, or managing accounts, we provide vendors with personal and information about o...
Declaring your Zopa earnings to HMRC
With the new tax year fast approaching, we’ve put together a handy guide to help you find what you need to do to declare your Zo...
Zopa and credit scores
We want to explain exactly how Zopa uses your credit history and other information to make lending decisions. Step one – the sof...
The Zopa soft search and your credit file
If you apply for a loan, credit card or mortgage but get rejected, it can – in some cases – make you even less likely to obtain ...
Zopa's arrears management process explained
Treating customers fairly and delivering value to them is the central idea behind Zopa. This means giving consistent returns to ...
