Help your customers hit the road with Zopa car finance
With competitive rates and effortless applications, we make car finance quick and simple for you and your customers.
Get in touch18 years of lending experience
Instant credit decisions and quick pay outs
Rated excellent on TrustPilot
Great customer service
Certainty on approval before application
What sets Zopa car finance apart?
We're a car finance provider like no other in the UK. We combine over 18 years lending experience with the agile, innovative approach of a cutting-edge fintech.
Quick decisions
Our automated credit decisioning models mean we're able to give super swift decisions on applications. Once approved, we pay out to customers quickly too.
Industry-leading technology
We're a technology-first business and can make credit decisions on soft search only. That means you'll know if your customer is likely to be approved before they apply, with no impact on their credit score.
Multi-award winning
We provide simple, fair and transparent financial products that are loved by our customers and are consistently awarded by the industry.
The types of car finance we offer
We can lend up to a maximum of £50,000 on used cars. The APRs we offer range from 8.9% - 24.9%.
Hire purchase (HP)
If your customer wants to pay off the cost of the car in equal instalments.
Personal contract purchase (PCP)
If your customer wants lower monthly repayments with flexibility at the end of the term.
Want to partner with us?
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