A Regular Saver pot is a savings pot that’s exclusive to customers with a Zopa bank account. It’s part of the Smart Savings Hub and encourages healthy savings habits by offering a higher interest rate on deposits of up to £300 a month. 

The interest rate is fixed for 12 months and will become variable after that. You can check your interest rate in the Zopa app. Interest is calculated daily and paid into your pot once a month. As your balance increases each month, your interest payments will too, giving you the chance to earn up to £146 after a year. 

Regular Saver pots have a 12-month term. After this, your pot will automatically become an Access pot, earning the current Access pot interest rate at that time. You can then open a new Regular Saver pot for another 12-month term. 

Here’s how to open a Regular Saver pot.