To open a Zopa bank account, you must:

• Be aged 18 or over.

• Be a UK resident and only have tax residency in the UK (which excludes the Channel Islands and the Isle of Man).

• Not be a United States citizen.

• Pass any checks we're required to do by law or regulation.

Please note, the Zopa bank account is currently in a beta phase, which means it's only available to a limited number of customers at this time.