Credit & Debt
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Know your Borrowing Power: What’s an APR?
If you need a loan or a credit card, how do you judge which one is best for you? While there are a number of factors you might w...
Know your Borrowing Power: Affordability and your disposable income
You may feel confident that you can easily pay back a loan or mortgage, but whoever you are asking to borrow from will want to m...
Know Your Borrowing Power: Credit usage explained
When lenders look assess whether they want to lend to you, part of the decision involves looking at how well you are borrowing m...
Know Your Borrowing Power: Credit scores explained
If you were to lend someone a significant amount of money, you’d want a rough idea of how likely they were to repay you, right? ...
Power Up: Borrowing Power and your money
Borrowing Power is Zopa’s latest tool to help you feel good about your money. It’s an in-app tool that helps you get the best ra...
The tech behind Borrowing Power
Using a unique combination of AI and data science to create our latest tool Today, we launched Borrowing Power, a new tool that ...
The Zopa soft search and your credit file
If you apply for a loan, credit card or mortgage but get rejected, it can – in some cases – make you even less likely to obtain ...
Zopa's arrears management process explained
Treating customers fairly and delivering value to them is the central idea behind Zopa. This means giving consistent returns to ...
