Yes. We automatically factor this in so you never pay more than you need to. We’ll subtract what you pay from your automatic repayment, whether that’s a set amount or linked to your spending. 

Here’s an example: You’ve set up an automatic payment to cover your minimum payment. Your minimum payment for the statement period is £20. Before your payment due date, you make a bank transfer payment of £15. In that case, we’d only take £5 as this is the remaining amount outstanding.  

If you ever have any questions about how much your Continuous Payment Authority will be, our customer services team can help.