The optional final payment will be automatically collected in the extra month. This means that if you'd like to own and keep the car you don’t need to worry about getting in touch with us. We’ll send reminder emails months ahead of the end of the agreement to confirm whether you’d like to go for a different option. If you plan to return the car to us, the extra month should give you enough time to hand the car back and settle any excess charges should there be any.

For example, a 49-month term consists of:

• 48 months of regular payments

• 1 month where the optional final payment can be made

If you decide to return the car to us at the end of your agreement, just let us know.