The credit score shown in Borrowing Power is taken from Equifax — a credit rating agency. Equifax provides two variations of their credit score: one that’s out of 700 and another that’s out of 1,000. Both scores are calculated using the same underlying credit data. We display Equifax’s score out of 700.

For more information on Equifax and how they calculate credit scores, visit the Equifax help page.

Just to let you know, when calculating your Borrowing Power score, we also consider factors outside of your credit score, such as your disposable income.