When you choose Hire Purchase finance with Zopa, it's secured against the car. This means we own the car until you make your final repayment and after that, it’s yours.

However, there’s no need to feel like it isn’t yours. We won’t put a limit on how many miles you can drive in your car.

It’s important to note that if you default on your finance, we can repossess and then sell the car, subject to meeting the conditions detailed in the Consumer Credit Act.