After the 12-month term, your Regular Saver pot will automatically become an Access pot — you can check the rate we’re offering on Access pots at any time in the Zopa app. We’ll drop you an email when this happens.  

At this point, you can choose to withdraw your savings, leave them in an Access pot, or move them to a different type of pot.  

You’ll also be able to open a new Regular Saver pot for another 12-month term, although you may not be offered the same fixed rate.