We know your time is precious, so we keep the application process simple. Most customers complete their application in under 10 minutes, but it can take 30 minutes in some cases.

Once your loan is approved, the money could be with you in under 15 minutes. Sometimes it'll take a little longer, but even in those instances, you should receive your money within two hours of approval.

Here's a breakdown

1. Check your personalised loan rates in just 3 mins and apply.

2. If we can't instantly approve your loan, our underwriting team will review your application in up to 5 working days.

3. Once approved, we send the money to your chosen bank account. This usually takes under 15 minutes but in some cases can be up to 2 hours.