You’ll need to open a Smart Saver account with us before you can apply for a Smart ISA. To do this, simply download the Zopa app and head to your Smart Savings Hub, which you’ll find on the home page. From there, you’ll be able to apply for a Smart Saver account.     Once that’s set up, you’ll see the option to Open a Smart ISA at the bottom of your Smart Savings Hub. Follow the instructions on your screen to do this.