When the fixed term on your Fixed Term Savings account is up, your money will be moved to a savings holding account. You can then choose to withdraw this money or move it to another Zopa savings account.  

To do this, you’ll need to: 

  1. Sign in to your account via the Zopa website and click into your savings holding account (it should be located above your Fixed Term Savings account). 

  2. Select the Withdraw option. 

  3. Choose where you’d like to withdraw this money to. If you’d like to move it to a Smart Saver or Smart ISA account, you’ll need to have an account set up already. If you don’t have one yet, you can open one in the Zopa app in less than 5 minutes.  

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