To open a Smart ISA, you'll need to have already opened a Smart Saver. You can do this in our Smart Savings Hub.

You must also: 

• be aged 18 or over  

• be a UK resident and only have tax residency in the UK (which excludes the Channel Islands and the Isle of Man) 

• have an active UK bank account that we can link to  

• have not already used up your total annual ISA allowance of £20,000 this tax year 

• open your ISA in your name only