Zopa Bank partners with John Lewis Money to offer personal loans directly to its 23 million customers

Providing consumers great value and experience has always been our focus at Zopa, and today we are announcing a new partnership with John Lewis Money to further this, bringing our award-winning personal loans to its 23 million John Lewis customers. 

With this new partnership, consumers can access Zopa Bank personal loans through the John Lewis Money website, giving consumers more finance options that are simple, transparent, and have great value.  

Customers can get a personalised loan quote in 3 minutes with no impact to their credit score, with most customers accessing their money in under 2 hours once their loan has been approved.    

With loans starting from £1,000, the move will make Zopa Bank’s trusted loan products accessible to more John Lewis customers - whether it’s for a new car, the wedding of their dreams, or making a house a home.  The maximum loan available is £35,000, with the term ranging from one through to seven years. 

The new offering is a testament to our existing relationship with John Lewis Money, which has been steadily growing year after year.  

Our products are loved by customers, with Zopa Bank being voted the UK’s Best Personal Loan Provider and Best Credit Card Provider at the 2024 British Bank Awards. 

Our lending and point-of-sale offerings can be seamlessly integrated to support our business partners’ needs, with our existing partners including the likes of Simba, Emma and Swyft, and the UK’s largest electricity supplier Octopus Energy.  

Consumers have a long-held trust in John Lewis, and we’re pleased to be working with them to help more people access better-priced credit.  

Rates will depend on an individual’s circumstances. Credit subject to status and affordability. T&Cs apply. Missed or late repayments may affect an individuals’ credit rating and access to credit in the future. 

John Lewis Finance Limited is an Introducer Appointed Representative of Zopa Bank who are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.