Our Retail Finance products are award-winning. Find out what we offer, including additional features, payment length options, the customer journey and more.
Retail Finance for renewable energy merchants
Our Retail Finance solution, DivideBuy, is trusted by renewable energy providers like Octopus to deliver super-fast credit solutions that power homes affordably.
Retail Finance (or point of sale finance) is a payment option which lets consumers spread the cost of a purchase over a series of smaller instalments.
Find out more about how it works.
Watch & learn Who we work with
How does Retail Finance work?
We act as both tech provider and lender, meaning we can handle every aspect of your solution inhouse, end-to-end.
At the checkout choose DivideBuy then your preferred monthly term.
Fill out our simple information form to apply for your chosen retail finance term.
An automated decision will be made within seconds for your finance term.
Provide your bank account details for us to collect your monthly instalments.
We’ll send you an email once your order is confirmed with all the agreement details.
How can Retail Finance help my business?
Zopa’s finance solution is helping hundreds of UK merchants to significantly increase average order values and conversions, while lowering CPA and cart abandonment.
When choosing Zopa as your trusted retail finance partner, you also benefit from tailored reporting that offers practical insights for growth – all powered by your dedicated account manager.
Find out more about the advantages of Zopa for merchants.
How can Retail Finance help my customers?
We’re the credit provider of choice for UK customers who want to spread the cost on greener, more affordable energy.
Our credit options from 3-60 months can help your customers access green energy – without breaking the bank – whether it’s solar panels on finance, new electric vehicle chargers or solar batteries on credit.
Read how we’ve supporting renewable energy suppliers.
Homes with solar panels save up to 90% on their bills and get real control over their energy. More people deserve access to that – so we’ve unlocked “buy now, pay later” for solar, helping customers spread the cost of their solar and installation over several years.
Octopus Energy
What our merchants say
Read more about how we’re delivering results for merchants in your sector
We increased sales by 25% for Simba Sleep thanks to our retail finance solutions.
Unleashing a sales increase of 92% with flexible retail finance solutions.
There was no lounging about on sales for Furniture Maxi with our retail finance solutions.
Book a Demo
Our credit engine is so seamless, we can demo our solution in minutes. Experience our transformative customer journey in real-time and book a slot with our experts now.
