Our retail finance products are award-winning. Find out what we offer, including additional features, payment length options, the patient journey and more.
Retail Finance for healthcare merchants
Our Retail Finance solution, DivideBuy, is trusted by dentists and vets – like Smiles LTD, Stem Cell Vets and more – with years of experience in delivering super-fast credit solutions to help spread the cost of feeling super.
Retail finance (or point of sale finance) is a payment option which lets patients spread the cost of a treatment over a series of smaller instalments.
Find out more about how it works.
Watch & learn Who we work with
How does Retail Finance work?
We provide both the technology and lending capabilities for your solution, meaning we handle every aspect of your integration. Whether its via a platform app, API or headless solution, we’ve got it all covered.
At the checkout, choose DivideBuy, then your preferred monthly term.
Fill out our simple information form to apply for your chosen retail finance term.
An automated decision will be made within seconds for your finance term.
Provide your bank account details for us to collect your monthly instalments.
We’ll send you an email once your order is confirmed with all the agreement details.
How can retail finance help my business?
Zopa’s finance solution is helping UK dental and vet care practices to significantly increase average order values and conversions, while lowering CPA and cart abandonment.
When choosing Zopa as your trusted retail finance partner, you also benefit from tailored reporting that offers practical insights for growth – all powered by your dedicated account manager.
Find out more about the advantages of Zopa for merchants.
How can Retail Finance help my patients?
We’re the credit provider of choice for thousands of UK patients who want to access dental and pet care more affordably.
Our credit options from 3-60 months can help your patients get treatment – without breaking the bank. They’ll also benefit from no hidden or late fees, alternative borrowing options if rejected initially, and 6-days-a-week customer support.
Read how we’ve supporting veterinary and dentistry practices.
We’re a customer-focused company who pride ourselves in putting smiles on as many faces as possible. Part of that is giving our customers the option to spread the cost of our high-quality treatment affordably. DivideBuy is delivering a customer experience that aligns with our own high standards, and we’re proud to partner with them for an affordable pathway to better dental health.
Jamie Kerr, Founder, Smiles LTD
What our merchants say
Read more about how we’re delivering results for merchants in your sector
Unleashing a sales increase of 92% with flexible retail finance solutions.
How we drove 85% approval rates for Smiles LTD through polished retail finance technology.
Our retail finance solution delivered barking mad approvals and conversions.
Book a Demo
Our credit engine is so seamless, we can demo our solution in minutes. Experience our transformative customer journey in real-time and book a slot with our experts now.
