Our Retail Finance solutions are award-winning. Find out what we offer, including additional features, payment length options, the customer journey and more.
Retail Finance for commuting merchants
Our Retail Finance solution, DivideBuy, is trusted by many bike brands like Wattbike, Pearson and Jorvik. For years we have been delivering super-fast credit solutions that can keep up with their customers demands.
Retail Finance (or point of sale finance) is a payment option which lets consumers spread the cost of a purchase over a series of smaller installments.
Find out more about how it works.
Watch & learn Who we work with
How does Retail Finance work?
We provide both the technology and lending capabilities for your solution, meaning we handle every aspect of your integration. Whether its via a platform app, API or headless solution, we’ve got it all covered.
At the checkout choose DivideBuy then your preferred monthly term.
Fill out our simple information form to apply for your chosen retail finance term.
An automated decision will be made within seconds for your finance term.
Provide your bank account details for us to collect your monthly instalments.
We’ll send you an email once your order is confirmed with all the agreement details.
How can Retail Finance help my business?
Zopa’s finance solution is helping UK commuting merchants to significantly increase average order values and conversions, while lowering CPA and cart abandonment.
When choosing Zopa as your trusted retail finance partner, you also benefit from tailored reporting that offers practical insights for growth – all powered by your dedicated account manager.
Find out more about the advantages of Zopa for merchants.
How can Retail Finance help my customers?
We’re the credit provider of choice for thousands of UK customers who want to spread the cost of getting from A to B.
Our credit options from 3-60 months can help your customers spin the wheels – without breaking the bank. They’ll also benefit from no hidden or late fees, alternative borrowing options if rejected initially, and 6-days-a-week customer support.
Read how we’ve supporting bike, trike and ebike retailers.
At Pearson, we believe cycling should be fun, and a balm for the body and soul. We wanted our finance journey to be part of that experience for our customers, as opposed to a source of stress or hassle. Zopa’s retail finance solution meets both our need for increasing average order values through credit options, and the needs of our customers to buy the bike they really want
Neil Robinson, COO, Pearson
What our merchants say
Read more about how we’re delivering results for merchants in your sector
Spinning the wheels of success for Pearson with retail finance that boost conversions.
Helping MuscleSquad drive a 545% basket value increase with flexible retail finance.
We helped Jam Golf putt a swing in its sales with longer-term retail finance.
Book a Demo
Our credit engine is so seamless, we can demo our solution in minutes. Experience our transformative customer journey in real-time and book a slot with our experts now.
