Retail finance for eCommerce

Integrating a retail finance product into your eCommerce checkout can be a quick and effective way of adding ‘spread the cost’ options as a payment method for customers.  

The easiest way to do this is to partner with a finance provide like Zopa that has built a plugin compatible with your eCommerce platform. Otherwise, you could be looking at t a long, complicated integration process – not ideal when you want to get a credit solution up and running. 

Here’s how the process works with our retail finance solution, DivideBuy.  

1. Sign-up and onboarding 

Once you’ve agreed on terms and signed your contract, our Merchant Onboarding team will request all the information needed to kick-start your integration journey.  

2. Integration setup 

We provide a range of integration options to suit different eCommerce platforms, such as plugins for Shopify, WooCommerce, Magento, and custom API solutions for bespoke websites. If you’re using a custom-built site, not a problem! Our experts will work with you to integrate finance options directly into your checkout. 

3. Customise and test 

Once installed, we’ll support you with customising your DivideBuy checkout interface to reflect your branding. We’ll set up payment plans (including duration and eligibility criteria) agreed as per your contract, then thoroughly test the integration to ensure everything works smoothly. 

4. Go-live and optimise

After successful testing, we’ll launch the integration. You can promote your DivideBuy payment options on your site and through marketing channels, letting your customers know about the exciting news. Stay on top of monitoring performance through your Merchant Portal dashboard, where you can view real-time insights and manage credit orders. 

5. Review and refine

Our Merchant Success team will also keep a close eye on your retail finance solution, to ensure it’s delivering optimal value. We’ll regularly touch base with you and give suggestions and insights to boost sales, revenue and conversions.  

By integrating DivideBuy into your eCommerce store, you can enhance the shopping experience, increase average order values, and attract new customers—all with minimal friction.