Our retail finance products are award-winning. Find out what we offer, including additional features, payment length options, the customer journey and more.
Retail Finance for home improvements merchants
Our Retail Finance solution, DivideBuy, is trusted by home improvements merchants like Octopus Energy, UK Flooring Supplies and Wunda Group, with years of experience in delivering super-fast credit solutions that pay out as quickly as you can deliver.
Retail finance (or point of sale finance) is a payment option which lets consumers spread the cost of a purchase over a series of smaller instalments.
Watch & learn Who we work with
How does Retail Finance work?
We provide both the technology and lending capabilities for your solution, meaning we handle every aspect of your integration. Whether its via a platform app, API or headless solution, we’ve got it all covered.
At the checkout choose DivideBuy then your preferred monthly term.
Fill out our simple information form to apply for your chosen retail finance term.
An automated decision will be made within seconds for your finance term.
Provide your bank account details for us to collect your monthly instalments.
We’ll send you an email once your order is confirmed with all the agreement details.
How can Retail Finance help my business?
Zopa’s finance solution is helping leading UK home improvements merchants to significantly increase average order values and conversions, while lowering CPA and cart abandonment.
When choosing Zopa as your trusted retail finance partner, you also benefit from tailored reporting that offers practical insights for growth – all powered by your dedicated account manager.
Find out more about the advantages of Zopa for merchants.
How can Retail Finance help my customers?
We’re the credit provider of choice for thousands of UK customers who want to spread the cost on fixing up their homes.
Our credit options from 3-60 months can help your customers bring new life to their home – without breaking the bank – whether it’s flooring on credit, new tiles or DIY options on finance.
Read how we’ve supporting home improvement retailers.
DivideBuy has a proven success with conversions, so we were convinced that its offering could solve the checkout problems we were experiencing and lead to a better ROI.
Jon Moore, Head of eCommerce, Simba
What our merchants say
Read more about how we’re delivering results for merchants in your sector
We increased sales by 25% for Simba Sleep thanks to our retail finance solutions.
Unleashing a sales increase of 92% with flexible retail finance solutions.
There was no lounging about on sales for Furniture Maxi with our retail finance solutions.
Book a Demo
Our credit engine is so seamless, we can demo our solution in minutes. Experience our transformative customer journey in real-time and book a slot with our experts now.
