Our Retail Finance products are award-winning. Find out what we offer, including additional features, payment length options, the customer journey and more.
Retail Finance for outdoor & garden merchants
Our Retail Finance solution, DivideBuy, is trusted by outdoor & garden merchants like Grass Warehouse, VonHaus and Gates and Fences UK, with years of experience in delivering super-fast credit solutions that make the grass truly greener.
Retail finance (or point of sale finance) is a payment option which lets consumers spread the cost of a purchase over a series of smaller instalments.
Find out more about how it works.
Watch & learn Who we work with
How does Retail Finance work?
We act as both tech provider and lender, meaning we can handle every aspect of your solution inhouse, end-to-end.
At the checkout choose DivideBuy then your preferred monthly term.
Fill out our simple information form to apply for your chosen retail finance term.
An automated decision will be made within seconds for your finance term.
Provide your bank account details for us to collect your monthly instalments.
We’ll send you an email once your order is confirmed with all the agreement details.
How can Retail Finance help my business?
Zopa’s finance solution is helping UK outdoor & garden merchants to significantly increase average order values and conversions, while lowering CPA and cart abandonment.
When choosing Zopa as your trusted retail finance partner, you also benefit from tailored reporting that offers practical insights for growth – all powered by your dedicated account manager.
Find out more about the advantages of Zopa for merchants.
How can Retail Finance help my customers?
We’re the credit provider of choice for thousands of UK customers who want to spread the cost on sprucing up their outdoor spaces.
Our credit options from 3-60 months can help your customers enjoy their own Great Outdoors – without breaking the bank – whether it’s garden furniture on credit or pizza ovens on finance.
Read how we’ve supporting outdoor & garden retailers.
We saw our sales jump to roughly £120k a day online, lasting an entire month, which has been an overwhelming and extremely positive response. It’s a sign that our partnership with DivideBuy is providing exactly the kind of service our customers need.
James Harper, Managing Director, Grass Warehouse
What our merchants say
Read more about how we’re delivering results for merchants in your sector
Charles & Ivy increased average order and conversions thanks to 82% approval rates with retail finance.
Lawn-term lending boosts revenue by 30% for Grass Warehouse thanks to flexible retail finance.
AMC got in bed with Zopa to provide their customers with alternative and instant ways to spread the cost.
Book a Demo
Our credit engine is so seamless, we can demo our solution in minutes. Experience our transformative customer journey in real-time and book a slot with our experts now.
