Our Retail Finance products are award-winning. Find out what we offer, including additional features, payment length options, the customer journey and more.
Retail Finance for parent & child products
Our Retail Finance solution, DivideBuy, is trusted by parent & child merchants like Cosatto, Simply Baby and CuddleCo, with years of experience in delivering super-fast credit solutions that adapt to growing needs.
Retail Finance (or point of sale finance) is a payment option which lets consumers spread the cost of a purchase over a series of smaller instalments.
Find out more about how it works.
Watch & learn Who we work with
How does Retail Finance work?
We act as both tech provider and lender, meaning we can handle every aspect of your solution inhouse, end-to-end.
At the checkout choose DivideBuy then your preferred monthly term.
Fill out our simple information form to apply for your chosen retail finance term.
An automated decision will be made within seconds for your finance term.
Provide your bank account details for us to collect your monthly instalments.
We’ll send you an email once your order is confirmed.
How can Retail Finance help my business?
Zopa’s finance solution is helping UK merchants in the parent & child sector to significantly increase average order values and conversions, while lowering CPA and cart abandonment.
When choosing Zopa as your trusted retail finance partner, you also benefit from tailored reporting that offers practical insights for growth – all powered by your dedicated account manager.
Find out more about the advantages of Zopa for merchants.
How can Retail Finance help my customers?
We’re the credit provider of choice for thousands of UK customers who want to spread the cost of caring for little ones.
Our credit options from 3-60 months can help get your customers get baby-ready – without breaking the bank – whether it’s car seats on credit, new nursery furniture or buggy bundles on finance.
Read how we’re supporting parent & child retailers.
Zopa’s retail finance solution, DivideBuy, means our customers can access our higher-ticket items for their little ones, and spread the cost over longer periods of time thanks to its regulated lending options.
Andrew Kluge, Executive Chair, Cosatto
What our merchants say
Read more about how we’re delivering results for merchants in your sector
How we boosted AOV for booster seats with regulated retail finance solutions that convert.
How we helped Swyft increase revenue by 65% with A/B testing for optimised credit sales.
How we drove a 70% conversion rate for OTTY with retail finance.
Book a Demo
Our credit engine is so seamless, we can demo our solution in minutes. Experience our transformative customer journey in real-time and book a slot with our experts now.
