Our retail finance products are award-winning. Find out what we offer, including additional features, payment length options, the customer journey and more.
Retail Finance for electronics & music merchants
Our Retail Finance solution, DivideBuy, is trusted by merchants including Pro Espresso, The DJ Shop and Qettle, with years of experience in delivering super-fast credit solutions so your customers can buy what they need, when they need it.
Retail finance (or point of sale finance) is a payment option which lets consumers spread the cost of a purchase over a series of smaller instalments.
Find out more about how it works.
Watch & learn Who we work with
How does Retail Finance work?
We act as both tech provider and lender, meaning we can handle every aspect of your solution inhouse, end-to-end.
At the checkout choose DivideBuy then your preferred monthly term.
Fill out our simple information form to apply for your chosen retail finance term.
An automated decision will be made within seconds for your finance term.
Provide your bank account details for us to collect your monthly instalments.
We’ll send you an email once your order is confirmed with all the agreement details.
How can Retail Finance help my business?
Zopa’s finance solution is helping hundreds of UK merchants to significantly increase average order values and conversions, while lowering CPA and cart abandonment.
When choosing Zopa as your trusted retail finance partner, you also benefit from tailored reporting that offers practical insights for growth – all powered by your dedicated account manager.
Find out more about the advantages of Zopa for merchants.
How can Retail Finance help my customers?
We’re the credit provider of choice for thousands of UK customers who want to spread the cost on home appliances or even DJ equipment!
Our credit options from 3-60 months can help you find the right fit – without breaking the bank – whether it’s espresso makers on credit, new DJ equipment or even aquariums on finance.
Read how we’ve supporting music and electronic retailers.
As a retailer, Zopa’s retail finance solution DivideBuy gives you a superb unique selling point, which makes a massive difference to customers. When it comes to high ticket items, implementing DivideBuy is an enabler for a huge increase in customer conversions.
Tim Hammond, Founder, Pro Espresso
What our merchants say
Read more about how we’re delivering results for merchants in your sector
Making revenue overflow with retail finance solutions with zero fishy business!
Pro Espresso boosted sales by 50% with our tech-first retail finance product.
Helping customers spread the cost of levelling up by delivering high approval rates for students.
Book a Demo
Our credit engine is so seamless, we can demo our solution in minutes. Experience our transformative customer journey in real-time and book a slot with our experts now.
