Making money work better for you
We’ve been a pioneering force in finance since 2005. In 2020, we launched Zopa Bank, meaning we could offer more – like our Smart Saver, Smart ISA and fixed term savings, all backed by FSCS protection, and a credit card to help customers take control of their finances.
We’ve lent out over £10 billion, take care of more than £4 billion in savings and are proud to have made money work better for over a million people across the UK. Find out more about ZOPA DivideBuy’s retail finance solutions, our valued merchant partners and the key benefits of our products for your business.
Solutions that convert
Our unique status as lender and tech provider means we can handle every aspect of your consumer finance journey, in-house and end-to-end.
Enterprise Ready
Robust finance options hosted in the cloud, built on microservices architecture.
Multi-channel Solution
Give customers a seamless finance journey, wherever they’re shopping.
Custom Integration
A finance solution that fits right in – whatever your eCommerce platform.
Finance Options
Interest free and interest bearing credit options from 3 – 60 months.
High Conversion Levels
Bank-backed credit engine for safer, smarter lending decisions.
Custom Analytics
Get tailored insights for sales growth with our reporting dashboard.
Buy Now Pay Later
Short-term borrowing options from 3 – 6 months with soft credit checks.
Headless Solution
Own the customer experience and branding through the headless quotation service.
Increase in Conversions
Increase in Sales
Increase in AOV
Credit Approval Rates
Dedicated success manager
We’re not a one-size-fits-all finance solution. Instead, we’re focused on excelling in a specific range of industries, driving maximum results for our merchants.
Experienced in key business sectors
We’re not a one-size-fits-all finance solution. Instead, we’re focused on excelling in a specific range of industries, driving maximum results for our merchants.
Book a Demo
Our credit engine is so seamless, we can demo our solution in minutes. Experience our transformative customer journey in real-time and book a slot with our experts now.
What our merchants say
Read more about how we’re delivering results for merchants in your sector
Unleashing a sales increase of 92% with flexible retail finance solutions.
How we assembled AOV boosts of 73% for Cocoon with modular retail finance.
Lawn-term lending boosts revenue by 30% for Grass Warehouse thanks to flexible retail finance.
